Homeowners & Homebuyers

Why work with us?

Sovereign makes buying a home or refinancing a mortgage
easier and safer for you.

To learn the basics about title insurance, click here for a straight-forward overview.

How to work with us

You have the right to select your title insurance company for both purchases and refinances.
Smart consumers take charge of their transaction and opportunities to save.

To take advantage of Sovereign’s service and security, be sure to tell your real estate agent and loan officer that you choose Sovereign as soon as possible (ideally, before you sign the contract or loan application). Email info@sovtitle.com and one of our title professionals can talk to your attorney or loan officer about the Sovereign difference.

When you call Sovereign, you talk directly to decision-makers who resolve complex issues quickly, correctly and proactively. No other title company gives you that kind of access on every transaction. And access means speed,
accuracy and efficiency.

Sovereign gives you access to underwriter-level expertise previously available on only large commercial transactions. Our underwriting team has deep experience and has completed thousands of real estate transactions in the past decade.

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Sovereign focuses on the markets we know best. Local underwriting and closing talent ensures a smooth process, quick turnaround and seamless communication.
You will never have to explain local market conventions or factors to an out-of-state title company.
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We designed Sovereign to maximize safety and security for you. Sovereign controls the entire closing process and maintains custody of the escrow funds. This level of control protects your funds and ensures that your transaction
documents are recorded promptly.

Furthermore, Sovereign maintains the highest standards for underwriting and utilizes advanced software to safeguard your nonpublic information and prevent fraud. Sovereign adheres to the Best Practices established by the American Land Title Association (ALTA).

Financial strength. Sovereign’s policies are underwritten by Old Republic National Title Insurance Company and Westcor Land Title Insurance Company. This gives Sovereign’s clients dramatically expanded safety and peace of mind.

Sovereign is authorized to provide title insurance for all Fannie Mae, Freddie Mac, FHA and HUD loans, as well as jumbo, commercial, and other non-conforming loans.

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Sovereign uses game-changing technology that is decades ahead of our competitors. We ensure the highest standards for underwriting, employ
and utilize cutting-edge software to protect your nonpublic information.

Our underwriting process minimizes paper. Our servers are SSAE-16 and PCI-DSS compliant, with redundant backup and rapid disaster recovery. Our system also makes it incredibly easy to see file status in real-time, clear exceptions, and get to the closing table faster and with fewer problems.

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